There’s been a lot of talk on JU in the past months about “bullshit bank charges” (most recently with Locamama’s article here ) and the like. While I understand the angst that certain members of the community feel towards their financial institutions, I feel a desire – nay, a need – to defend bank practices and why they charge you the way they do. The first and most important thing to remember about a bank, credit union, or any other financial institution is this – they are a BUSINESS, a...